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Health Savings Account  | Dittman Eyecare

Making the most out of your vision benefits

As we get closer to the end of the year, now may be a good time to sit down and reflect on your overall health and take the time to review your health care plan benefits to ensure you are getting the most out of them.
The first step to maximizing your benefits is understanding the differences between a Flexible Spending Account (FSA) and a Health Savings Account (HSA).

Flexible Spending Account vs. Health Savings Account

Health Savings Account  | Dittman EyecareEach of these accounts is accounts where people opt-in to contribute part of their salary, pre-tax, to pay for some of their out-of-pocket healthcare costs. In some cases, employers match contributions.
The main difference between an FSA and an HSA is that the funds incurred in an HSA will roll over at the end of the year, but that is not the case with the FSA. Some plans offer a $500 extension into the new year; most FSA accounts must use the money or lose it. This means that the employees must incur the eligible expenses by the time the end of the year rolls around, or they lose any unspent funds.

Tips for Maximizing Your FSA or HSA

There are various benefits available to those who want to use their HSA and FSA funds. Besides your regular contacts and glasses, you can also use your available HSA and FSA funds for the second pair of glasses, an extended contact supply, prescription sunglasses, and your annual eye exam.

Need an Annual Exam? Need a Second Pair of Glasses? Dittman Eyecare Can Help!

As the end of the year approaches, you may be looking for ways to spend your FSA or HSA funds. At Dittman Eyecare, we offer a wide variety of name brand glasses, prescription sunglasses, and contacts for you to choose from. Contact us today to learn more!

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